Personal CFO OS by AndCap

Stop guessing.
Start commanding
your finances.

Most people open their banking app and feel nothing but anxiety. COMMAND gives you a daily brief — your cashflow position, what bills are coming, your net worth trajectory, and exactly what to do today.

Start free 7-day trial
$10.95 AUD/month after your free 7 days · Cancel any time
8 wks
Cash projection
$10.95
AUD per month
Daily
Financial brief
COMMAND
Mon 7 Apr · Synced
◈ Command
⬡ Cashflow
◎ 8-Wk
◆ Wealth
○ Habits
Score
74
On track
Net/wk
$840
▲ Ahead
Net Worth
$487k
68% target
Habits
58/84
Strong wk
Car rego — $890 due in 6 days
P1 — Today
Update opening balance
Confirm income landed
Execute investment sweeps
Review weekly net position
Habits — Today
🏃 Exercise
💧 Hydration
😴 Sleep 7hr+
📚 Reading
WEEK SCORE
58 / 84
TUE
Execute investment sweeps
$800
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Most people are flying blind
with their personal finances.

You work hard, earn well, and still feel like money just disappears. The tools that exist either tell you what happened — or require an accounting degree to use.

😰
No forward visibility

Your bank app shows yesterday's balance. It doesn't show you the car rego landing next month, or whether you can afford to increase your super contribution this quarter. COMMAND projects 8 weeks forward — gaps appear before they become crises.

📊
Wealth target with no path

You have a number in your head — $2M, $5M, retirement by 55. But no tool tells you whether your current behaviour gets you there, or what specifically to change.

🔄
Good intentions, no system

You mean to exercise more, save more, invest more. But without a daily system that directs action and tracks momentum, intentions don't compound.

Seven modules. One daily brief.

Every feature in COMMAND exists to answer one question: what do I do today to be further ahead tomorrow?

Command Centre

Your daily brief the moment you open the app. Financial score, P1 tasks, urgent bills, today's habits, and your weekly directive — one screen, total clarity.

8-Week Cashflow

See exactly where your cash will be 8 weeks from now. Bills land in their due week. Traffic light system flags gaps before they become problems.

Net Worth Tracker

Assets minus liabilities — with auto-reducing balances as you make repayments. Set a target and get a gap advisory: exactly what weekly sweep closes the shortfall.

🎯
Goals Engine

Declarations, not wishes. Each goal has a daily action that surfaces on your Command tab every morning. Milestones track progress. XP rewards execution.

Habit Tracker

Choose the habits that matter to you — no enforced list. Fast-tap today's habits directly from the dashboard. Week score and streak tracking build momentum.

👥
Buddy Accountability

Invite one person. You both see each other's weekly score — nothing else. No financial data shared. Just the quiet pressure of someone knowing whether you showed up.

🎁
Rewards & XP

Every action earns XP. Level up from Initiated to Sovereign. Unlock COMMAND Insider benefits — early features, monthly CFO insights, free months — as momentum builds.

Live in 3 minutes.

COMMAND is designed to be fast to set up and immediate in value. No accountant required.

1
Create your account

Sign up in 30 seconds. Free for 7 days. No credit card required to start.

2
Set up your cashflow

Enter income, outgoings, and investment sweeps. Takes under 3 minutes. Your 8-week projection builds in real time as you type.

3
Add to home screen

COMMAND is a PWA — add it to your home screen for a full app experience on any device, no app store needed.

4
Open it every day

Your daily brief is ready. Know exactly where you stand. Know exactly what to do. The behaviours compound — so does the result.

Less than a coffee a week.

A tool that changes your financial trajectory by a factor of 1000 shouldn't cost much. So it doesn't.

COMMAND — Solo
Personal CFO OS
$10.95
AUD per month · cancel any time
  • Full cashflow engine — 8-week projection
  • Net worth tracker with gap advisory
  • Goals, habits, journal, and task management
  • Weekly financial score and daily directives
  • Buddy accountability — invite one person
  • XP, achievements, and COMMAND Insider rewards
  • Secure sync across all your devices
Get started — free for 7 days →
Free for 7 days. $10.95 AUD/month after. Cancel any time.
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Multi-entity or team access? Contact us about the Operator plan →
Ready to take command?

Know exactly where you stand.
Every single day.

Stop guessing. Start commanding. Your financial position deserves a daily brief — not a quarterly panic.

Start free 7-day trial